Fundt
Legal
Privacy Policy
This policy explains what Fundt collects, how it is stored, and the choices you have. It applies to the Fundt mobile app.
Who we are
Fundt is a personal budgeting app that helps you track and categorize money you move using MTN MoMo.
Fundt is operated by Steven Shyaka. For privacy questions, contact support@fundt.app.
We do not process payments and never see your MoMo PIN or balance.
The data we collect
Account & identity (only if you sign in): your name, email, and profile photo via Google or Apple through Clerk.
Budgeting data: categories, budgets, and transactions you create, including amounts and recipients.
Contacts (optional): read on your device only to pick a recipient. Contacts never leave your phone.
Product usage: coarse events such as onboarding progress and Cloud Sync prompts. In Local Mode this stays on your device until you consent to Cloud Sync.
How your data is stored
Local Mode: all data stays on your device only. Nothing is sent to us.
Cloud Sync (after consent): your profile, categories, budgets, transactions, and product usage data sync to Convex. Identity is managed by Clerk.
Your session token is stored in your device encrypted keychain.
Where your data is processed
Cloud Sync uses Clerk and Convex, which process data on servers outside Rwanda. By signing in and consenting to Cloud Sync, you consent to this cross-border transfer.
If you prefer your data never to leave your device, use Fundt in Local Mode.
Your rights
- Access: export your data from Privacy & data → Download my data.
- Correct: edit profile details under Personal details.
- Delete: delete your account under Privacy & data. Signed-in accounts enter a 7-day grace period before permanent removal.
- Withdraw consent: switch to Local Mode or delete your account.
- Complain: contact the National Cyber Security Authority (NCSA), Rwanda.
Email support@fundt.app to exercise any right.
How long we keep your data
We keep data while your account is active. Deleted accounts are permanently removed after the 7-day grace period. Local-only data is removed when you delete the app or clear local data.
Children
Fundt is for users 18 and older. We do not knowingly collect data from children.
Contact
Steven Shyaka
support@fundt.app